Problems with visa uk

So I’ve been wanting to buy a rep from a couple of trusted sites, all from this forum, and all I’m doing is encountering problem after problem with my bank card and accepting ! So frustrating. Genuinely think I’ll be better off using crypto from now on. But the crypto most want are slow as hell. So by the time you buy it and get it sent over to wallet - the price has dropped and you don’t have enough. I haven’t got a credit card and also trying to do it incognito so the mrs doesn’t find out

have you ever tried to use wise?