Mrs. H, I agree with you wholeheartedly and believe you are absolutely right. Getting a ring in settings and sizes that match your lifestyle is best. That's not to say that a person who lives very modestly couldn't afford a ginormous rock. If you live frugally but have style and everything about you is in order, you will never look like you can't afford whatever you're wearing. Unless it is a Patek Phillippe Grand Complication and you get out of an Accord. In the words of the inexplicable Luman, "I ain't tronna haddat!"

Catcher, moissanite is a nice stone but you definitely want to stick to the smaller sizes and get an Ashaź for any larger stones. The refractory index of a moissanite stone is much higher than diamond which, in larger sizes in, say, a Hearts & Arrows cut, for example, becomes terribly noticeable. It blings like crazy, which is great to the eye, but the believability of the ring is harmed. Also, a green tint is noticeable in certain lighting situations. It doesn't happen all the time but it could happen in inopportune moments.

A combination of Ashaź and moissanite would look fantastic. Mrs. H, is it possible you have some pictures of your ring you could share with everyone?